Articles

Articles

Major Purchases

man holding car keys in right hand

Wheels Within Your Means

Too many people buy houses and cars way beyond their means. “House poor” is a common term. But there are probably even more people who are “car poor.” Don’t be […]

Major Purchases

analyzing major purchases

Analyzing Major Purchases

If you’re contemplating a big buy, spend a few minutes with the Major Purchase Worksheet on the following page to help you decide if you’re making a smart move or […]

Major Purchases

wants verses needs

Three Steps That Could Help You Avoid Trouble

Before you take that plunge into the cold, dark depths of debt (yes, we’re trying to scare you), here are a few final gut checks to see if you could avoid […]

Debt

take control of your finances

Take Control of Your Finances

1. Adjust your lifestyle so that you are no longer adding to your debt. 2. Pay bills on time to avoid unnecessary late fees and high interest charges. 3. Use […]

Debt

Let’s Assess Your Debt

It’s hard to know whether you’re doing a good job at curbing your debt, if you could do better, or if you could do A LOT better. The best way […]

Savings

plants sprouting out of stacked coins

Successful Savings Starts Here

Ready? Now that you’re basically a savings pro, let’s get it down on paper while it’s still fresh. Answer the following questions (do it over a few days if you […]

Debt

Before You Take On Debt

Before You Take on Debt

Debt isn’t something you jump into blindly. To make sure you consider all the variables, grab a pen and paper, and analyze its RIFF (Repayment Terms, Interest Expense, Future Income, […]

Savings

man looking at his savings account

Better Know Your Savings Accounts

For a short-term savings strategy (anywhere from 1 month to 3 years), there are a number of savings account types you should consider. The advantage of these accounts is that […]

Savings

tree fell on red car

The Unexpected is Expensive

Unexpected expenses come in many forms and can quickly get you into debt or push you further into debt. Prepare for these unexpected expenses with an emergency fund. It never […]

Credit

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DoD Seeks Credit Protections for Service Members

The DoD Seeks Enhanced Credit Protections for Service Members A recent report released by the Department of Defense (DoD) indicates that revisions to the Military Lending Act (MLA) are “necessary […]

Credit

Why Do I Need to See My Credit Re

Why Do I Need to See My Credit Report?

You’ve heard of denial, right? When it comes to your finances, it’s best to face facts. Reviewing your credit report once a year is a great way to understand what […]

Investing

Make Investing Your New Normal

Make Investing Your New Normal

When we say investing, do you picture a bunch of old guys in top hats smoking cigars at the country club? Ok … just stop. Investing is actually something to […]