Similar But Different
The new Blended Retirement System (BRS) consists of the Thrift Savings Plan (TSP) and a retirement annuity just like the legacy retirement (high-3) system – with four big differences.
- The BRS includes DoD automatic and matching TSP contributions that are not part of the legacy system.
- The BRS annuity for those retiring from the military is smaller than the legacy system.
- The BRS offers a mid-career continuation payment.
- The BRS offers two partial lump sum retirement options.
Military Retirement Comparison Tool
If you signed a contract to serve or entered the military:
Active Duty with 12 or more years of service by 12/31/2017, or Guard/Reserve with 4,320 points, or more
Nothing Changes — you remain in the Legacy System.
Active Duty with less than 12 years of service by 12/31/2017, or Guard/Reserve with less than 4,320 points, or more
You get to choose in 2018 the system under which you’ll be covered.
2018 OR LATER
You’re automatically enrolled in BRS.