Why Should I Think About Credit?

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Why Should I Think About Credit Right Now? Too often, people don’t worry about credit until they want something big. But when the day comes that you need a loan […]

DoD Seeks Credit Protections for Service Members

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The DoD Seeks Enhanced Credit Protections for Service Members A recent report released by the Department of Defense (DoD) indicates that revisions to the Military Lending Act (MLA) are “necessary […]

Why Do I Need to See My Credit Report?

Why Do I Need to See My Credit Re

You’ve heard of denial, right? When it comes to your finances, it’s best to face facts. Reviewing your credit report once a year is a great way to understand what […]

Why does paying on time matter?

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When you want to build positive credit history and improve your credit score, the most important rule to remember is never, never, never be late to pay. Your FICO® credit […]

Credit fix scams

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Getting caught in a credit crisis can make you desperate and vulnerable to scams. You want that house, that car, or even that job — and you’ll lose it if you can’t […]

Are Credit Cards Bad?

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There’s no denying that cards get a lot of people in a lot of financial trouble. But the real answer to this question is up to you. If you use […]

How Can I Get Started with Credit

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Does qualifying for credit feel like a classic chicken or egg situation? It doesn’t have to be. With the right moves you can start building positive credit history. Whatever you […]

How Do They Calculate My Credit Score?

How Do They Calculate My Credit Score?

The big credit score to care about is called your FICO® score. Three major credit bureaus — Experian, TransUnion and Equifax — use data from lenders and a few other […]

Good Credit Advice

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If you have little or no credit history, it’s difficult for lenders to decide whether you are a good credit risk. On the other hand, if you have too many […]