A Method To The Spending Plan Madness

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Think of learning to stick to a spending plan, like training for a fitness goal. If you want to run a marathon, you’ll put together a training plan that suits your unique personality and schedule. Right?

Ditto with financial planning. To make and stick to a spending plan, you’ll need to develop new habits and routines. Pick tools and approaches that work for you, so you’ll stick with it.

Your mobile addiction might make an app your spending plan tool of choice. There are many webites and software packages to choose from, too. Buck authority and build a spreadsheet of your own devising. You might even prefer plain old paper and pencil. It’s all good.

Likewise, if your Type A personality thrills to a detailed, down-to-the-penny approach, go for it. If you like a broad category, big picture allocation—do it your way. 

Whatever method you choose, the most important thing is to do it. Learn, try and tweak until your spending plan works for you.