Note: Mortgages are typically long-term, low-interest targets. Focus your firepower on high-interest threats first for maximum impact.

Note:The tool may not accurately account for income-driven repayment plans.

What to include: personal loans, short-term loans, medical debts, ‘buy now, pay later’ balances, store financing, court-ordered payments, etc.

Note: Making even a small additional payment can have a big impact. Add additional payments you can afford here.