Week 4 – Use Debt Responsibly
Stay strong with your New Year’s resolutions!
Learn how to flex on your debt.
This week’s workout:
Use Debt Responsibly
- Find financial balance and strength by using debt wisely. Like yoga – responsible debt management takes financial flexibility, consistency, and strength.
- Start practicing these debt moves now to improve your credit reputation, save money, and reduce your financial stress.
Move 1
Roll out your financial yoga mat and take note of all your debt balances, interest rates, minimum payments, and due dates.
Move 2
Remain tranquil and contact your creditors. Ask about lowering interest rates, balance transfer options, and other ways to reduce interest costs.
Move 3
Become one with your budget to unleash extra dollars to pay back debt.
Move 4
Stretch extra dollars wisely using the Debt Snowball or Debt Avalanche repayment strategy.
Move 5
Transcend your debt and become a Debt Destroyer®. This program will help you get out and stay out of debt.
Join us for 7 Wallet Workouts
ACHIEVE FINANCIAL FITNESS LIKE NEVER BEFORE!
Jan. 3 Have a Financial Game Plan
Jan. 10 Spend Less than You Earn
Jan. 17 Save for Emergencies
Jan. 24 Use Debt Responsibly
Jan. 31 Protect Your Life, Loved Ones & Possessions
Feb. 7 Save and Invest for Your Future
Feb. 14 Rest & Recovery
Feb. 21 Prepare Your Legal Documents
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